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Video Series with Mike Kelly & Toni Esposti

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Are you a Real Estate investor thinking of a 1031 Exchange? Or, a homeowner looking to avoid a huge capital gains tax? Tune in to find out how…

1031 Exchange Expert Toni Esposti.

Toni Espositi of Old Republic Exchange Company (OREXCO) joins us on the Real Estate Hour Sunday June 5th 9-10AM pst., 1350AM, 103.5FM, and streaming live with Podcast immediately following the show at KSRO.com.

Regional Sales Office – California ‒ Northern & Pacific Northwest – Ms. Toni Esposti, CES®

Vice President & Regional […]

Tom Havstad, Permit Consultant Extraordinaire, Joins The Real Estate Hour This Sunday.

Changes at the PRMD (Sonoma County Permit Department), Changes to the Vacation Rental Ordinance, And, what about those Un-permitted repairs and alterations when you go to sell your house! These topics and more will be discussed with Real Estate Hour favorite, Tom Havstad.

Tune in..have a little fun…and, learn a lot.

Tom Havstad; Long […]

On this week’s show: April Sales and Market Activity–Flat, lack-luster here in Sonoma County.

Sonoma County, “The Wine Country”, California sales activity and comments, May 2016. […]

Weekly Interest Rate update, Courtesy of Otto Kobler of Summit Funding

Mortgage Rates for March 11, 2016

FIXED AND ARM CONVENTIONAL PROGRAMS RATE         APR 30 Year Fixed Conventional 3.875%      4.040% 15 Year Fixed Conventional 3.125%      3.265% 5/1 LIBOR ARM Conventional 3.875%      3.963% 7/1 LIBOR ARM Conventional 3.750%      3.803% ———————- JUMBO PROGRAMS ($417k +) RATE          APR 30 Year […]

Homes Available by Price Bracket-National vs. Sonoma County.

Here in the “Wine Country” of Sonoma County, California–home availability is very tight and our price brackets for homes do NOT reflect very well for affordability when compared to the overall nation. See the graph below.

Yes, there are places in the nation where homes/condos are readily available for UNDER $100,000. And you’d be […]

Boomerang Buyers-Default,Deed-in-Lieu,Loan Mod,Short-Sale, Foreclosure, or BK’s?

Had a big adverse credit event? Short-Sale, Foreclosure, BK,Deed-in-Lieu? Revisit your real estate loan capacity. Times have elapsed and you could find a new more is in your near future! […]

We have buyers just waiting for YOUR Sonoma County, Ca. home to hit the market!!

These buyers have seen everything on the market. Do you have a home that fits their needs? We’d love to hear about it. […]

Income to Purchase a Home–Tale of two Cities: SF vs Sacto

How much income do you need to buy a median priced home in Sacramento vs. San Francisco? Also- % of those who can afford to buy the median home price by County in the State of California. […]

Otto Kobler, Summit Funding Joins us on the Real Estate Hour – New Loan Programs and Updates

Did you miss it??…here’s the podcast;

http://media.ksro.com/Podcasts/1392/RealEstate%20083015.mp3

Real Estate Hour favorite, Otto Kobler of Summit Funding will explain a new more -flexible (?) Fannie Mae loan. Plus; What’s up with interest rates, Jumbo financing, Bridge loans, and more.

Otto KoblerSummit Funding, Inc.Branch Manager / Senior Loan Officerokobler@summitfunding.net

NMLS ID#: 225957 CA BRE ID#: 00981742 […]

Unique Property? Unique Situation? You Need Unique Financing – Chances are Jennifer Foster, Umpqua Loan Officer, can do that Loan!!

Umpqua’s loan products include; unusual properties, portfolio lending and re-hab and construction loans. This is just one of the extras we at The Kelly-NormanTeam offer our home sellers and buyers. We think outside the box to find solutions…and, so does our guest, Umpqua Bank loan officer, Jennifer Foster. […]