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Video Series with Mike Kelly & Toni Esposti

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Are you a Real Estate investor thinking of a 1031 Exchange? Or, a homeowner looking to avoid a huge capital gains tax? Tune in to find out how…

1031 Exchange Expert Toni Esposti.

Toni Espositi of Old Republic Exchange Company (OREXCO) joins us on the Real Estate Hour Sunday June 5th 9-10AM pst., 1350AM, 103.5FM, and streaming live with Podcast immediately following the show at KSRO.com.

Regional Sales Office – California ‒ Northern & Pacific Northwest – Ms. Toni Esposti, CES®

Vice President & Regional […]

Weekly Interest Rate update, Courtesy of Otto Kobler of Summit Funding

Mortgage Rates for March 11, 2016

FIXED AND ARM CONVENTIONAL PROGRAMS RATE         APR 30 Year Fixed Conventional 3.875%      4.040% 15 Year Fixed Conventional 3.125%      3.265% 5/1 LIBOR ARM Conventional 3.875%      3.963% 7/1 LIBOR ARM Conventional 3.750%      3.803% ———————- JUMBO PROGRAMS ($417k +) RATE          APR 30 Year […]

Homes Available by Price Bracket-National vs. Sonoma County.

Here in the “Wine Country” of Sonoma County, California–home availability is very tight and our price brackets for homes do NOT reflect very well for affordability when compared to the overall nation. See the graph below.

Yes, there are places in the nation where homes/condos are readily available for UNDER $100,000. And you’d be […]

It’s Tax Time! Tune in to The Real Estate Hour for Timely Real estate Tax Tips with Madelyne Cromwell

In 2014 , did you Sell a House? Buy a House? Short Sale? Small business owner ? Realtor? Wondering what  you can write off? On This week’s Real Estate Hour, we’ll have the answers to those and many other questions. Call in with your questions 9-10AM Sunday 707-636-1350. and, tune in to 1350AM, 103.5FM or […]

WHY do we have 70 year lows in interest rates?

The yield on the 10 year treasury is ONE reason. 1.81%! If you think that’s low then understand Germany, stalwart of the Euro-zone economy, yield a paltry 0.32% and Japan? Forgetaboutit! 0.23%!

Local look at 2015 in Real Estate, compared to the National look…

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Realtor Magazine came out with a list of “Top 10 Reasons 2015 will Rock in Real Estate”. […]

Nationwide Home Values Map 2008 vs. 2013-The big TANK and the big REBOOT!

The “New York Fed”  has this great series of maps showing the housing surge, decline and THEN surging redeux. Interesting aside is the map for 2011 which shows strengthening home values only to have them disappear by 2012. June 2013 resembles CLOSELY the height of the market. Here we go again? Tune in to the […]

FHA to hike mortgage insurance premiums…..

The Federal Housing Administration, which is the largest insurer of low-down payment mortgages, announced last week that it will raise premiums by 10 basis points, or 0.1 percent, on most of the new mortgages it insures.

(FHA makes a lot of sense for many borrowers, in some cases it’s the only option, but it’s […]

Holiday Halt for Foreclosures, BUT, Is your loan owned by Fannie or Freddie?

In Sonoma County, Ca., most “bubble” loans (loans originated 2004-2007) were not sold to Fannie or Freddie. However, double check with the sites below to see if your loan is owned by Fannie and Freddie. If you are in foreclosure, you may have a holiday delay in the sale of your home.  The links below […]

Great report by Chief Economist for the California Assoc. of Realtors, Leslie Appleton-Young–National,State and So.Cal featured

 

Presentation on 2012 Real Estate Outlook–Leslie Appleton-Young

We discussed some of these key slides this morning on our radio show and wanted to give our listeners full acess to the presentation by CAR’s Chief Economist, Leslie Appleton-Young.  Here’s the Link. Just CLICK HERE to go to the presentation.  What’s REALLY startling is the […]