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Video Series with Mike Kelly & Toni Esposti

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Special Show Apperance: September 11th!! Stategic Defaulting on your Mortgage? Or simply prudent financial planning? The controvery continues as the Economy stumbles towards a possible double dip.

 

I’m commenting on a controversial  book entitled, “Walk Away From Debt for a Better Future”. The author, Nicholas Carroll, advocates “prudent financial” planning or strategically defaulting on your home mortgage and  credit card debt. He uses various techniques and is an alternative many, many families are considering as the moribund real estate market [...]

Linda Watson, USDA specialist and Niche Loan Consultant–Great Guest-Contact Information

Sonoma County, California HomeBuyers had a great treat this morning listening to Linda Watson who spoke on Niche Lending and her specialty–USDA Loans. Who said  you had to PUT 20% down? Two low down scenarios are yours for the choosing. USDA has a ZERO like in -0- DOWN program and FHA with a CHDAP “silent” [...]

Short-Sales and “Deeds-in-lieu” UP according to the Treasury Department! But Loan Mods–50% fall out!

DSNews.com and Carrie Bay report: The Treasury Department released a new report on the government’s foreclosure prevention efforts Friday. In addition to the Home Affordable Modification Program (HAMP) numbers that are regularly recounted, new this month are details on short sales and deeds-in-lieu, as well as second lien modifications.

Treasury reports that as of the [...]

Can’t Afford an Attorney for consultation on a Foreclosure, Short-Sale or Loan Modification issue? Call THESE organizations!

 If you cannot afford to consult with an attorney or an accountant, you should consult with a HUD-Certified housing counseling agency. Call toll free: 800-569-4287 or go to http://www.hud.gov/offices/hsg/sfh/hcc/fc/.  Or check a legal aid provider in your community. Sonoma County homeowners call: 707-542-1290 or http://legalaidsc.org/  Mendocino and Lake Counties call: 916-551-2150 or www.lsnc.net. [...]

Bankruptcy Attorney Linda Green Joins us this Sunday-Chapter 7 & 13 explored! Foreclosure pending-BK could help!

Linda Green, a local bankruptcy attorney, joins us this Sunday to discuss the benefits and downside of seeking Chapter’s 7 or 13  bankruptcy. Facing imminent forclosure? BK could be your savior. Is it the Nuclear Option?  Her practice is in the North bay representing folks from Marin, Sonoma, Napa, Lake and Mendocino Counties.  She regularly counsels [...]

Our New “Credit Repair” web site–No Miracles-Results through Action!

Listeners–go to: http://www.FixYourCreditScoreOnline.com and visit our new web site. The site, which we wish to stresss is NOT a miracle worker or a “credit consolidation” site, does produce results through consistent and persistent action on the part of the non-profit which you will contract for their services and by YOUR concerted efforts along with them [...]

This week’s Show-June 13th-Sonoma County, California Home Buyers–Improve Your Credit Score! Here HOW this Sunday!

Allison and I are rolling out a new “credit repair” web site for the use of our clients and listeners. This is NOT a miracle web site gauranteeing Instant Results! The results we will discuss this week on the show are due to persistent and consistent action. The action is instituted by a non-profit, through [...]