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January 1st, 2013–Homeowner’s Bill of Rights goes into effect!!

Come this January 1st a whole new era in the foreclosure/distressed Market Place will come alive–the “Homeowner’s Bill of Rights”, most every state will have one, goes into effect. Some of the more dramatic highlights:

Tenants with valid leases written PRIOR to the foreclosure can have them REMAIN in effect. Tenant leases a home for […]

Holiday Halt for Foreclosures, BUT, Is your loan owned by Fannie or Freddie?

In Sonoma County, Ca., most “bubble” loans (loans originated 2004-2007) were not sold to Fannie or Freddie. However, double check with the sites below to see if your loan is owned by Fannie and Freddie. If you are in foreclosure, you may have a holiday delay in the sale of your home.  The links below […]

Short-Sale Sellers and their Agents–Please! Get a grip on the transaction. Chronicles of a Frustrated Realtor Team.

 

 

Short-Sales in Sonoma County, California–WHOA IS ME!  I had a client call me yesterday with a list of three properties. I pulled up all three and everyone was a “Short-Sale”. This client is in that market “sweet-spot” of  $0-$250,000. But I’d also include ANYTHING under $300,000. There was a total of […]

If we have NO REO’s–Does this mean Prices Will Rise? It did in Phoenix, AZ–UP 33%!! One of the hardest hit markets in the nation.

As the big Attorneys General settlement begins to sink in the banks are shifting and migrating away from the sale of Individual REO’s ( real estate owned or foreclosed homes) and this change in the retail market and REO’s influence is shown in the Phoenix, AZ marketplace. The REO’s there our at all time lows […]

Foreclosure Process for California, Sonoma County distressed property owners–KNOW THE RULES!

Foreclosure process in California with Milestones

Sonoma County, California, Alli and I have heartbreaking stories with many home owners in “property distress” who DO NOT know the rules or “milestones” associated with the foreclosure process.

First and foremost is ALWAYS open your mail. I know this is daunting when bills are piling up but […]

Next BIG foreclosure market? How about Marvelous Marin?

Here in Sonoma County, California, 50% of all sales are distressed but look what awaits the affluent and upscale Marin County to the south! Some feel the many Pre-foreclosures or those with a big green “P” are the result of strategic walkaways. These are folks who have stellar credit, hardworking but cannot get their lenders […]

Join us this Sunday, 2/12/12 as we unravel the latest mortgage relief effort…could THIS be the real game changer??

……………………………………. Federal Government & Attorneys General reach landmark settlement with major banks

Roughly $25 billion in relief for distressed borrowers, states and federal government.

From the “NationalMortgageSettlement.com” website.

After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s five largest […]

20880 Heron Drive, Bodega Harbour,California–BEST VALUE UNDER $600,000! Sweeping Ocean Views

We have one of ONLY 3 properties currently available in the prestigious and sought after Bodega Harbour in Bodega Bay. Call Allison NOW to preview this coastal home: 707-799-3617. This Coastal property has sweeping views from the Marin Headlands to Bodega Head. Watch the “crab boats” ply the waters as they come and go through […]

Sonoma County Short-Sale History–How many, Hot-Spots of Sales, How LONG does it take? Read ON!

Here in Sonoma County,California  Short-Sales are a consistent part of our monthly sales. Our market currently is 50/50 Distressed (gun to your head selling–short-sales) and Bank Owned(REO-real estate owned or foreclosed upon bank owned homes). The other 50% of the market are “elective” or “equity” Sellers.  Our clients keep asking  WHEN will  a “normal” market appear? […]

Sonoma County, California “New Contracts” bode well for the “Regular Buyer AND Seller”!

Sonoma County, California “under contract” sales tipping towards “regular sellers” and NOT the “distressed Marketplace”–could bode well for “move-up” market as regular sellers see value and low interest rates as a reason to make a move. See Chart below–I’ll explain this!

 

Regular Buyers are MAKING a comeback! Bodes well for MOVE up […]