HomePath Loans explained! Little used-but MUCH overlooked Loan Program! Must be a Fannie Mae Loan!

Here’s a link to our HOMEPATHinformation. The HomePath loan has many, many great features. Trying to buy a condo but found out the Home Owner’s Association Certification, needed for most loans, does NOT pass your lender’s requirements? Then ask if the current loan, if the property is a bank owned foreclosed upon property or “REO”, has a Fannie Mae loan. If so, the property will qualify for the “HOMEPATH” loan–HOA Certificate NOT needed, 3% down! This also applies to any foreclosed upon home which has a “Fannie Mae” loan! Very cool. Give Allison Norman a call and she can fill you in on all the details! 707-799-3617

May Your Thanksgiving Be Filled With Family, Friends ….and Food!

Here’s a Thanksgiving poem for all to share.  Enjoy…
TWAS THE NIGHT OF THANKSGIVING,
BUT I JUST COULDN’T SLEEP.
I TRIED COUNTING BACKWARDS,
I TRIED COUNTING SHEEP.
THE LEFTOVERS BECKONED –
THE DARK MEAT AND WHITE,
BUT I FOUGHT THE TEMPTATION
WITH ALL OF MY MIGHT.
TOSSING AND TURNING WITH ANTICIPATION,
THE THOUGHT OF A SNACK BECAME INFATUATION.
SO, I RACED TO THE KITCHEN, FLUNG OPEN THE DOOR,
AND GAZED AT THE FRIDGE, FULL OF GOODIES GALORE.
GOBBLED UP TURKEY AND BUTTERED POTATOES,
PICKLES AND CARROTS, BEANS AND TOMATOES.
I FELT MYSELF SWELLING SO PLUMP AND SO ROUND,
‘TIL ALL OF A SUDDEN, I ROSE OFF THE GROUND.
I CRASHED THROUGH THE CEILING, FLOATING INTO THE SKY,
WITH A MOUTHFUL OF PUDDING AND A HANDFUL OF PIE.
BUT, I MANAGED TO YELL AS I SOARED PAST THE TREES….
HAPPY EATING TO ALL – PASS THE CRANBERRIES, PLEASE.
MAY YOUR STUFFING BE TASTY,
MAY YOUR TURKEY BE PLUMP.
MAY YOUR POTATOES ‘N GRAVY HAVE NARY A LUMP.
MAY YOUR YAMS BE DELICIOUS.
MAY YOUR PIES TAKE THE PRIZE,
MAY YOUR THANKSGIVING DINNER STAY OFF OF YOUR THIGHS!!

HeritageTurkey

 

 

 

 

 

Mike’s “Heritage Turkey” raised by a local 4-H’s from Petaluma. The BEST flavor in a turkey money can buy! 28 pounds of “Slow Food” magic. And that I know it’s not just a big, fat seagull–they left all the vital parts for identification!! Yummmmy!

From the Mike Kelly and Allison Norman Team…..HAPPY THANKSGIVING TO ALL

Allison Norman, Chatting it up with Jamelie Samonte

Jamelie S. Samonte is Sr. Loan Consultant with Prospect Mortgage with 20+ Years in Residential Lending

She is Prospect’s Top Funding Producer in Sonoma/Napa County – 6 Districts in Northern California.

 Jamelie and I will be chatting it up today….and bringing a woman’s perspective to today’s show. She and I share many of the same values and work ethics….number one being communication and empathy for our clients. She is extremely knowledgeable about the products she offers and knows what it takes to get a loan through the underwriting process…and approved.  She does it with a gentle, yet firm and persistant manner.

Specializing in:

Effective communication, Product Knowledge, REO Financing

STRS ;  State Teachers Retirement System

Homepath

FHA/VA

Jumbo/Conventional Programs

Contact Jamelie at jamelie.samonte@prospectmtg.com or call 707-535-1253 or 707-696-6054

My guest today; Jamelie Samonte of Prospect Mortgage

Jamelie brings with her, the Strength of one of the Nation’s Largest Independent Residential Retail Lenders

About Prospect Mortgage

As one of the nation’s largest independent residential retail lenders, Prospect Mortgage has greater control over your transaction and is able to quickly approve and close loans in-house. In fact, we are able to fund loans that other lenders might deny.

Prospect Mortgage is backed by Sterling Partners, a private equity fund group with over $4 billion of capital under management. An entrepreneurial company, Prospect Mortgage is growing at a time when other lenders are shrinking and closing. Prospect’s business model was formed during a challenging market, so they know what it takes to survive and meet customer needs during these tough times…..The Right Loan for You.

Contact Jamelie Samonte at; jamelie.samonte@prospectmtg.com or call 707 535-1253 or 696-6054