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Author of the “Mortgage Fraud Blog”, Rachel Dollar, is our Guest this Sunday!

Santa Rosa, CA–The Real Estate Hour is proud to have as our guest nationally known expert on Mortgage Fraud, Rachel Dollar of the law firm of “Smith-Dollar”. We will be discussing on going scams on Loan Modifications, Short-Sales, Foreclosure myths and realities! Many think “mortgage fraud” is rarely prosecuted but Rachel’s blog: is loaded […]

Seller/Rental Property Owner Alert; Carbon Monoxide Detectors required on all sales as of July 1, 2011

Owners of tenant occupied properties are required to install Carbon Monoxide Detectors in existing  Single Family Homes beginning July 1st, 2011.  Home Sellers are required to install upon sale.     ______________________________________________________________________  The Carbon Monoxide Poisoning Prevention Act of 2010 requires that existing single family homes have carbon monoxide detectors installed by July 1st.  Other existing dwelling units must […]

How Many “Bottoms” are there in a Real Estate Market? Mid range Bottom? Upper END Bottom–THE REAL BOTTOM?

Sonoma County, California homeowners are constantly being assailed on the latest “Dip” in the real estate market. Case/Shiller, our own Press Democrat–all constantly reporting prices are STILL coming down. I’ve included below some powerful graphs on the current Sonoma County Market Place. Going back 3 years and looking at the reporting “Quarters” one gets a […]

Allison has this weekend Off! Up in Squaw Valley, Tahoe-her almost favorite spot on the planet!

Allison is in Tahoe this weekend baby-sitting her two grand-daughters while her Daughter and Son-In-law attend a wedding and all the pre-post festivities! Nice shot of Squaw Valley–Look at all that snow in almost the Middle of June! Great shot from her cell phone no-less! (of course I did edit a bit and crop!).  She […]

This week’s Guests: Two Industry Leaders in the “Distressed” Real Estate Market +John Duran,President of SRCR!

Listener’s to The Real Estate Hour, Sundays, 9 to 10am pst, 1350AM, KSRO, will hear two Industry leaders who are  experts in the field of “Distressed” properties: Ivan Choi,current president of REOMAC and formerly Sr. VP of REO for Countrywide and Bank of America. PLUS Allen Seelenbinder, Sr. VP of REO/Short-Sales BofA West Coast–just these […]

California Foreclosure Timeline…Facing Foreclosure? Know what to expect, and then find out your options

If you’re facing foreclosure…this time-line from the Ca. Association of Realtors really breaks down the process. You may have time to look at other options such as a loan mod or a short sale….but you need to understand the process. Also, the timeline leading UP TO the Notice of Default, which in turn starts […]

Linda Watson, USDA specialist and Niche Loan Consultant–Great Guest-Contact Information

Sonoma County, California HomeBuyers had a great treat this morning listening to Linda Watson who spoke on Niche Lending and her specialty–USDA Loans. Who said  you had to PUT 20% down? Two low down scenarios are yours for the choosing. USDA has a ZERO like in -0- DOWN program and FHA with a CHDAP “silent” […]

USDA Loans? Huh? United States Department of Agriculture.ONLY in our RURAL Areas–Like Windsor!?

Linda Watson is our guest today speaking on Niche loans including this-THE USDA loan. Please join us NOW for the Real Estate Hour–Sonoma County’s ONLY Real Estate Talk Show and the longest running talk show of its kind in the BAY AREA!

FAQ’s for USDA Home Loans

 1.     What is a USDA Home Loan?