HERS Energy Rating, Energy Audit, Energy Retrofit…SCEIP…what does it all mean??

Tune in Sunday 11/27/2011 ~ 9-10AM , 1350AM KSRO; www.KSRO.com, as John Sutter of Applied Building Science joins us again to explain

                                              

BIO: John Sutter, Applied Building Science (ABS Northbay)

Applied Building Science is the North Bay’s premier building performance contractor.  We assess, repair, replace, and correct building defects to enhance the comfort, healthfulness, durability, and energy efficiency of our client’s homes and businesses.

Among the services we offer are audits and assessments, air sealing, window replacement, insulation enhancement, crawlspace sealing, appliance replacement, furnace replacement, duct design and replacement, solar electricity and water heating, ventilation enhancements, and air conditioning upgrades.  We are also a full service remodeling contractor.

We are also proud to be an authorized PG&E Energy Partners weatherization contractor, and a dealer for the most energy efficient windows made in America, Serious Windows.

Among our many certifications are Build It Green Certified Green Building Professional, CHEERS Whole House HERS rater, BPI certified building analysts, and California Building Performance Contractors Association contractor.

To find our how ABS can improve the comfort, healthfulness, and efficiency of your home while reducing greenhouse gas emissions please contact us at:

Office:  707.528.3468   Fax:  707.528.3433  Email:  info@absnorthbay.com

1350 Central Ave. #6, Santa Rosa, CA  95401

What is a Home Energy Rating?

A home energy rating involves an analysis of a home’s construction plans and onsite inspections. Based on the home’s plans, the Home Energy Rater uses an energy efficiency software package to perform an energy analysis of the home’s design. This analysis yields a projected, pre-construction HERS Index.

Upon completion of the plan review, the rater will work with the builder to identify the energy efficiency improvements needed to ensure the house will meet ENERGY STAR performance guidelines. The rater then conducts onsite inspections, typically including a blower door test (to test the leakiness of the house) and a duct test (to test the leakiness of the ducts). Results of these tests, along with inputs derived from the plan review, are used to generate the HERS Index for the home.

Unlike a Building Performance Audit or a weatherization assessment, a home energy rating is a recognized tool in the mortgage industry. Home energy ratings can be used in a variety of ways in the housing industry. Since a rating quantifies the energy performance of a home, the HERS Index provides an easily understandable means to compare the relative energy efficiency of different homes.

 

 

 

 

May your Thanksgiving be filled with Family, Friends….and Food!

Here’s a Thanksgiving poem for all to share.  Enjoy…
TWAS THE NIGHT OF THANKSGIVING,
BUT I JUST COULDN’T SLEEP.
I TRIED COUNTING BACKWARDS,
I TRIED COUNTING SHEEP.
THE LEFTOVERS BECKONED –
THE DARK MEAT AND WHITE,
BUT I FOUGHT THE TEMPTATION
WITH ALL OF MY MIGHT.
TOSSING AND TURNING WITH ANTICIPATION,
THE THOUGHT OF A SNACK BECAME INFATUATION.
SO, I RACED TO THE KITCHEN, FLUNG OPEN THE DOOR,
AND GAZED AT THE FRIDGE, FULL OF GOODIES GALORE.
GOBBLED UP TURKEY AND BUTTERED POTATOES,
PICKLES AND CARROTS, BEANS AND TOMATOES.
I FELT MYSELF SWELLING SO PLUMP AND SO ROUND,
‘TIL ALL OF A SUDDEN, I ROSE OFF THE GROUND.
I CRASHED THROUGH THE CEILING, FLOATING INTO THE SKY,
WITH A MOUTHFUL OF PUDDING AND A HANDFUL OF PIE.
BUT, I MANAGED TO YELL AS I SOARED PAST THE TREES….
HAPPY EATING TO ALL – PASS THE CRANBERRIES, PLEASE.

MAY YOUR STUFFING BE TASTY,
MAY YOUR TURKEY BE PLUMP.
MAY YOUR POTATOES ‘N GRAVY HAVE NARY A LUMP.
MAY YOUR YAMS BE DELICIOUS.
MAY YOUR PIES TAKE THE PRIZE,
MAY YOUR THANKSGIVING DINNER STAY OFF OF YOUR THIGHS!!

Sonoma County Recorder’s Office “Year-End Holiday Schedule” Want to close this year? Be aware of closed dates, short days!

Sonoma County, California Housing News: Thanks to Mark Bisordi at NorthCoast Title Company for passing this information along to us as a public service announcement:

November, 2011

Thursday, November 24th  closed (we’ll it IS THANKSGIVING!)

Friday, November 25th–closed

December, 2011

Friday, December 23–Open 8am to Noon

Monday, December 26th –CLOSED

Tuesday, December 27th–8AM to Noon

Wednesday, December 28th–8AM to Noon

Thursday, December 29th–8AM to Noon

Friday, Decembe 30th–8AM to Noon

Monday, January, 2012 CLOSED!! Happy New Years!

This week’s show; Attorney Daniela M Pavone on Land Use, Landlord/Tenant, Environmental and Contract Law, Sunday 11/20 1350AM KSRO 9-10AM

  • You’re a landlord with tenant issues…. a tenant in a home facing foreclosure, wondering what your rights are?
  • You have a real estate contract you just don’t understand… Private loan….TIC (tenant in common) terms to be drafted
  • You’re a property owner with a lot line dispute, a neighbor’s tree hanging precariously over your yard…a noisy dog…environmental issues..

Tune in to The Real Estate Hour on Sunday November 20, 2011 / 1350AM KSRO, Streaming live at www.KSRO.com. Call in number is 707-636-1350

The Law Office of Daniela M. Pavone is dedicated to providing personal and effective legal counseling to help individual and corporate clients throughout Sonoma, Mendocino, Lake and Marin Counties tackle their contract, land use, and environmental issues.

Daniela M. Pavone

642 5th Street
Santa Rosa, California 95404
Telephone: (707) 703-4338
Facsimile: (707) 735-5000
DPavone@PavoneLawOffice.com

Landlord/Tenant

I have represented both landlords and tenants in all stages of the landlord/tenant relationship.  I have extensive experience helping landlords to follow the strict eviction procedures to ensure that, should a tenant need to be evicted, it can be accomplished efficiently and legally.  I also have the necessary experience to protect a tenant whose landlord has attempted to initiate an eviction proceeding improperly. I know both sides well, so if your tenant has threatened his or her neighbors with violence or your landlord has cut off your utilities, I can help.

Land Use

I have worked with local government agencies to facilitate zoning changes, divisions of land, boundary line adjustments, and other approvals necessary for the ability of property owners to develop and utilize their property.  I am familiar with the procedures local and state government must follow in the approval or denial of a development permit and have sought redress from both when those procedures have not been followed and the rights of property owners, their neighbors, or other interested parties have not been protected.  If you think a development project was improperly approved or denied, or you would like some guidance in maneuvering through the local bureaucratic maze, do not hesitate to call or stop by.

Real Property

I have handled an array of real property disputes including those involving title, the location of boundary lines, access easements and water rights.

Animal Law

I have experience with an array of animal law issues including helping clients handle damage caused to the property of a neighbor by their animal, obtaining recovery for the death or serious injury to a farm animal by a neighbor’s dog, animal related noise complaints, and helping clients prepare for, and representing them at, vicious dog hearings.

Environmental Law

I am very familiar with the numerous regulations protecting natural resources, specifically the California Environmental Act (CEQA) and the National Environmental Policy Act (NEPA), having argued both in front of local government agencies, the Superior Court and the Court of Appeal.

General Civil Litigation

I have handled a broad range of general civil litigation including bringing and defending claims for breach of contract, fraud, breach of trust, breach of fiduciary duty, negligence, and damage to personal property.

Transactional

I have experience drafting sales and service contracts, buy-sell agreements, road maintenance agreements, residential and commerical leases, purchase agreements and covenants conditions and restrictions (CC&Rs).

On This Week’s Show; The Loan Modification Process Dissected.

Today, on The Real Estate Hour, we’ll be talking to a homeowner who heroically navigated the loan modification process, substantially lowered her interest rate,  and saved her home.

We’ll get her take on the process, and tell you more about the Making Home Affordable Help Team at www.MakingHomeAffordable.com 1-800-300-5454.  Your calls are welcome; 707-636-1350 on 1350amKSRO 9-10am.

What Can Foreign Investors Teach Us About Our Own Country?

Interesting perspective….. 
 
 What Can Foreign Investors Teach Us About Our Own Country?November 7th, 2011 by Greg Rand 

You’ve seen the headlines. The combination of lower prices, increased rents and a weak dollar are drawing investor capital from all around the globe and funneling it into American housing.  According to NAR, foreign investment is US real estate has increased by 20% in the 12 months ending march 2011, totaling $82 billion in just one year. What’s missing in most of these stories is why.

Continue reading What Can Foreign Investors Teach Us About Our Own Country?

On This Weeks Show…3 Sonoma County Real Estate Icons in the KSRO studio. They’re SO big, Alli’s taking the morning off.

A Past President, Current President, and President Elect…all in one little  room. And, I’m taking full advantage of the opportunity to take the morning off.

John Duran;Frank Howard Allen-Santa Rosa, current President of Santa Rosa Chapter of Realtors and MartinSchwartz; Artisan Sotheby’s International Realty, President Elect Santa Rosa Chapter of Realtors join Mike Kelly; Keller Williams Realty, Past President of North Bay Association of Realtors.

They’ll be sharing thoughts on the current state of the local market, plans for the Santa Rosa Chapter of Realtors in the coming year, and no doubt reminiscing about their many years in the Sonoma County Real Estate Community.

Upcoming events include the Chapter’s annual Winter Coat Drive….Kick off this week.  Contact us, or your favorite Santa Rosa Realtor for drop off locations or to schedule a pick-up.

Enjoy the show!!

 

So, What is a HAFA Approved Short Sale ???

Follow this link for an explanation from the National Association of Realtors website….and come see our listing at 3768 Hoen Ave, Santa Rosa,Ca…. coincidentally,an approved HAFA short sale. $262,650. 3/2 1276sqft. Open 11/06/2011 from 1-4pm.

When a HAFA (Home Affordible Foreclosure Alternative )short sale is advertised as APPROVED, it means the homeowner has already approached the bank, may have tried a HAMP loan mod, but was un-succesful, or did not qualify, and has received a HAFA agreement from the bank with the acceptable terms of the short sale agreement spelled out….including a move out agreement of up to $3000 at close of escrow, $6000 to settle any junior liens (junior lien holder(s) must also agree to the terms of the HAFA short sale, which includes accepting the proceeds from the sale of the house as the sole remedy to settle the seller’s debt)….and has approved the sale and settlement of the sellers lien at a pre-determined dollar amount.

This dollar amount is determined by a HAFA appraisal done by the lien holder (the bank) The price may be right on, or it may be high….at which point a lower offer can be accepted by the seller and submitted to the bank for approval. If an offer is accepted at the HAFA suggested price, an escrow can more forward quickly….a lower offer will take longer. But, either way, the fact that there is HAFA acceptance to begin with is a real boost to the process.

For more information about the HAFA program, follow the link above, shoot us an email at NoDumbQuestion@gmail.com, or give us a call 707-799-3617