Tune in at 9:00am Sunday on KSRO – Jan Loewen joins The Real Estate Hour this morning for a brief conversation about what steps you should take if your home or business was affected by the recent flooding in Sonoma County. As a previous insurance claims adjuster and long time insurance broker/agent, and owner of Jan Loewen Insurance, Jan has a wealth of information to offer when it comes to insurance.
To contact Jan or learn more about her business, visit her website: http://janloeweninsurance.com
JAN LOEWEN INSURANCE BROKER/AGENT – LIC#0L12184
Phone: (707) 528-8483 – Email: jan [@] janloeweninsurance.com
A Real Estate Hour favorite joins me this Sunday 2/24/2019;
Kimberlee Foster of Chucket! — Tune in for some great tips on downsizing, decluttering, move-management, getting ready for a move (where to start).
Decluttering #konmari style may be all rage, but Kimberlee has been organizing, downsizing and planning moves since the ‘80s. In addition to her paid move-management, organizing, and downsizing services, Kimberlee offers free downsizing seminars. Sign me up!! Browse her “testimonials” page for some great insight into just what an awesome resource she is. Join me as your host on Mike Kelly’s Real Estate Hour with Allison Norman on Sundays 9-10AM worldwide on The News and Talk of Sonoma County, KSRO.com and locally at 1350AM, 103.5FM, 94.5FM https://chucket.net/
On Monday, January 28, 2019, we lost an Icon. One of Sonoma County’s Natural Resources!
Mike Kelly was a professional and private person. He was a 2 time cancer survivor and was quietly battling a 3rd. On Monday, he lost his long time battle with Cancer.
There aren’t even enough words to express the wealth and depth of knowledge the real estate community, and Sonoma County as a whole, lost this week. For literally every situation you can imagine, Mike Kelly had a personal story, or a tid-bit of local history, or a solution for a tricky real estate transaction, and he loved to share his knowledge.
Words I’ve consistently heard when people talk about Mike (while he was here with us and since Monday) An Icon, a monument, a leader. Quick witted, feisty, kind, a big heart! He was a true champion of homeownership and home owner rights. Licensed in 1978, Mike dedicated more than half of his life to real estate, and was proud to call himself a REALTOR – pronounced, “RealTOR” as it should be! 😉
Mike didn’t just dabble in real estate. He was committed to making us better as an industry. He had the philosophy that there was enough business to go around and instead of competing with his fellow agents, he mentored, and educated, was always available for questions, and focused on bettering the real estate industry as a whole.
Those who new Mike will agree that he never went half in to anything. He was a leader in every facet of his life. He didn’t just join a group or association, he joined in a leadership capacity. From Northbay Association of Realtors to the Santa Rosa Chapter of Norbar to California Association of Realtors, and even represented the local Women’s Council of Realtors in his role as president in 1996. In 2003 Mike was nominated by his peers to receive the Spirit Of Sonoma Award. Outside of real estate, Mike was involved in local and international Rotary, Sonoma County Executive Association, the Sonoma County Beekeepers Association, and I’m sure he’s already found a new leadership role.
Mike’s resume takes up almost 3 full pages. The list is long and impressive, including; Awards, Designations, Realtor of the Year recognitions 2005/2008, and numerous leadership roles. Some designations include: CRS (Certified Residential Specialist, only 3% of Realtors hold this designation), SRES (Senior Residential Specialist), and CIPS (Certified International Property Specialist – he took the courses for this designation in Paris – smart guy)
He was a journalism major; an avid blogger, real estate columnist, and the voice of Real Estate for 34 years through his Real Estate Hour on KSRO, which he recently dubbed “the longest running real estate talk show in the universe”!! And, I think he can own that claim.
His tag line in real estate was “Mike Kelly, One of Sonoma County’s National Treasures” …and he can own that claim as well!
Recognizing the potential, Mike became an investor, founding member/agent, and was instrumental in the opening of the Sonoma County Keller Williams Realty offices in 2005. Since that time, Keller Williams International has become the #1 Real Estate company in the US.
I was lucky to work beside Mike for over 10 years, and pretty much every time I mentioned to another agent that I work with Mike Kelly, the response was the same; “Oh, I just love Mike Kelly” He had that effect on his peers…and really most who knew him felt the same.
There will be a service and celebration of life (time and location is yet to be determined)
Please join us on the radio to say good bye for now. Tune in to KSRO this Friday at 9-10am as Mike’s KSRO family pays tribute to the Man, the Legend, our friend and colleague, Michael J. Kelly (Mike)!! And then your calls, and more on a special 2hour edition of “the longest running real estate show in the universe!!” The Real Estate Hour with Mike Kelly on Sunday! 9-11am KSRO 1350AM 103.5FM and streaming live at KSRO.com
Thanks for the memories Mike – You left a giant hole in our collective hearts – You will be missed <3 Allison
Thanks to Mike Lamka of Freedom Mortgage for coming on the show this morning to discuss the current state of the lending world during our most recent government “shut-down”. The biggest issue was the announcement by FEMA stating no flood insurance would be issued during the shut-down. This didn’t last long as FEMA almost immediately retracted that statement and now will underwrite flood insurance while the shut-down continues.
The lender always check with the IRS with a form 4506 verification of IRS Tax Returns. This is NOT being issued for most lenders are working around this. Freedom Mortgage stated they are NOT requiring this and providing a waiver. VA loans seem to be o.k. but FHA may be a bit cloudy. I’d check with your lender if you are either within an escrow with FHA financing or considering going this route. USDA Loans are not being written but the application of this loan type is somewhat rare in our high priced area.
So caveat to all of my listeners and clients who are getting ready to write an offer–make sure your lender can process and FUND your loan! Thanks Mike for coming onto the show this morning to keep us informed during the current government “Shut-Down”. Mike can be reached at 707-494-4026
NMLS ID: 714616
Loan Officer Licensed in: CA
3333 Mendocino Avenue, Suite 110, Santa Rosa, CA 95403
Thanks to Rami Batarseh of Batarseh Real Estate for discussing his latest endeavor; “Fulton Crossing”. Below is a link to the story of the revival of the old Fulton chicken processing plant. As a kid growing up in Guerneville, I drove by the chicken plant many, many times and its current usage is vastly superior to the look and smell of its previously life! Now it is an exhilarating and art filled space. Check it out for the Holidays!
I’ll be discussing a recent article by Robert J. Shiller (of Case/Shiller Fame) where he discusses probable reasons FOR the surge but is really at a loss as to WHEN it will end and WHAT will cause it to stumble and fall. He writes of the three great booms and how this current one is #3 on his list. It’s startling when you realize he really doesn’t have a clue as to WHEN it will fail and by how much. We’ll be discussing this on the show as I read excerpts from his recent article. CLICK HERE for the full article as it appeared in the New York Times.
I’m delighted to have old friend and tried and true Lender, Denise Stiles on my show for the first time! She brings a wealth of knowledge and experience having worked with some of the largest loan originators in the business. She is passionate about her work and it shows with her excellent customer care. Welcome Denise to the Real Estate Hour, Sunday, December 2nd. Usual hours! 9 to 10am pst. Tune us in at KSRO, 1350AM, 103.5 or 94.5FM or www.KSRO.com. And don’t forget–if you missed any words of wisdom or just like listening to my sonorous voice here’s a link to our “Ask the Expert” page on the KSRO web site–CLICK HERE!
For Denise Stiles, the greatest joy of working in the mortgage industry is helping her clients achieve their homeownership dreams. She understands that owning a home is the first step toward true financial freedom and will do everything she can to make the homebuying process as easy as possible. Specializing in new construction loans, Denise also possesses a deep knowledge pertaining to jumbo, conforming, FHA and VA loans. She especially loves helping our nation’s veterans own their dream home.
This week on “The Real Estate Hour”, Sundays, 9 to 10am PST, KSRO, 1350AM or 103.5 or 94.5FM or www.KSRO.com will be . Giuliana Brockway talking trusts and estate planning. We will touch upon various ways to hold title to real estate, do you really need a trust to own real property? Is it smart to make your oldest kid the trustee of your estate (careful–trick question!) This and more Sundays, 9 to 10am ALWAYS live! Got a question for us? Caller hotline 636-1350.