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Podcast of Sunday, Oct 29th Show with Property Tax Assessor Bill Rousseau

Had a great discussion yesterday with County of Sonoma Clerk, Recorder, Tax Assessor and Elections Chief, Bill  Rousseau.  Click to hear the podcast! We had a far ranging discussion on keeping your property 13 status when rebuilding your destroyed home and repairing damage. Also, discussed:  Propositions 60/90 and how you can move your low Proposition 13 tax base with you if moving.  One of the emergency ordinances is found under Revenue and Taxation code 69.3. This allows larger parameters in a homes value if taking your old prop 13 tax base with you–up to 120% of the old value. Also, the number of counties allowing transfer of the old prop 13 base have been changed. Below are those counties:

Contra Costa,  Modoc,  San Francisco, Solano, Sutter, Los Angles, Orange, Santa Clara, Sonoma, Ventura.

Questions? You are encouraged to call: 916-272-3350 or your local County Assessor’s office.

This Sunday, Fire Damage Re-assessment! Sonoma County clerk-recorder-assessor Bill Rousseau Special Guest

Bill will answer ALL of your questions regarding Sonoma County Property Tax issues.

Sonoma County clerk-recorder-assessor Bill Rousseau will join me to discuss emergency reassessments of your fire damaged property. Other “emergency” issues will also be discussed. Have a home partially damaged? What if you are one of a few homes left standing? Lower your assessment? How about your old proposition 13 tax base after rebuilding? This and more will be discussed.

Debris Cleanup Today! Monday 23rd, 2:30pm at Rattigan State Bld, 50D Street, Santa Rosa.

Debris Removal Press Conference– I’ve heard different timelines for the clean up. Done by early 2018 then today’s on Pat Kerrigan’s morning show on KSRO, elected official states 8 months–that’s MID 2018. Prepare for major patience infusions!

SANTA ROSA, CA – The State of California is launching the largest wildfire clean up in the Golden State’s history on Monday, October 23rd, following the unprecedented North Bay Fire Storm. The first phase of the cleanup will be household hazardous waste and debris including propane tanks, burned out vehicles, air conditioners and refrigerators. The leading state and federal agencies are coming together to outline the debris cleanup process, timeline and what residents can expect in the months to come. The press conference will begin at 2:30 pm Monday at the Rattigan State Building, 50 D Street, in Santa Rosa to discuss debris cleanup operations. The clean-up will be under unified command with CalOES, FEMA, the Environmental Protection Agency and the U. S. Army Corps of Engineers (Corps). This command structure will expedite the removal of fire debris in Sonoma County, with a deadline of completion anticipated to be early 2018. At Monday’s press conference, representatives from CalOES, FEMA, EPA, the Corps, and county and city officials will discuss the debris cleanup process, timeline and next steps for homeowners, and will answer questions and concerns related to the cleanup.
Debris Cleanup Press Conference
Date: Monday, Oct. 23
Time: 2:30 pm
Location: Rattigan State Building, 50 D Street, Santa Rosa

Special Thanks to Today’s guest: Joe Ruppe of State Farm Insurance.


Special thanks to Joe Ruppe of State Farm Insurance for giving us the basics of “Now what do I do?” when dealing with the horrific losses suffered by so many here in Sonoma County.  Here is a quote from Joe—“My staff is committed to providing prompt, accurate, professional & friendly service for all your insurance needs. Call, email or come in the office anytime you have an insurance question or need a quote. SCEA member business & referrals are always treated as a top priority in our office. My SCEA Classification: Personal & Commercial Insurance. I provide State Farm Auto, Home, CEA – Earthquake, Personal Liability Umbrella, Business and Workers Compensation insurance throughout California. My Licensed Team Members: Wenona, Renee, Pam. My family members: Katie, Nick, Alex & Jack   Office:  707-537-3660” 1103 Sonoma Ave, Santa Rosa, CA 95405

We’re talking “Crowdfunding” for a home’s down-payment today!

We’ve discussed “Crowdfunding” previously for raising money for home improvement, down-payment for a loan but the funds all needed to be “seasoned” and would have to be usually 6 months old before being counted as legitimate funds by the big government lenders–Fannie Mae and Freddie Mac. Now CMG has partnered with the two big GSE’s in making the crowdfunding money available immediately for a down-payment.  We’ll discuss what changed and how you can use this way to raise money to buy a house.

Why go on a “destination” wedding which may cost $50,000 when you REALLY want to buy a home?!


Shark Alert!! This Sunday–Don’t wire your house downpayment to a crook!

Mark Bisordi, Gen Manager North Coast Title Co.Join us this  Sunday, July 16th as Mark Bisordi, General Manager for North Coast Title Company, talks to us about the scammers out there who intercept or have you falsely wire your down payment NOT to the title company and your escrow account but to a crooks account. One couple in Tahoe recently sent $1.5 million to a scammer and lost the entire amount! NO INSURANCE for this folks! What are the steps to protect yourself? Here are some quick tips!

Don't wire your down payment to a fraudster!

Don’t wire your down payment to a fraudster!

  • Call, don’t email! Confirm all wiring instructions by phone before transferring funds. Us the phone number from the title company’s website or a business card. You also have an “opening order” statement. This tell you your escrow number, escrow officer and her/his number
  • Be Suspicious! It’s NOT common for title companies to change wiring instructions and payment info–be aware and confirm!
  • Confirm it all: Ask your bank to confirm not just the account number but also the name on the account before sending a wire.
  • Verify immediately- You should call the title company or real estate agent to validate that the funds were received. Detecting that you send the money to the wrong account within 24 hours gives you the best chance of recovering your money.
  • Forward, don’t reply–When responding to an email, hit the forward instead of reply and then starting typing in the person’s email address. Criminals use email address that are VERY similar to the real one fora company. By typing in email addresses you will make it easier to discover if a fraudster is after you!

Open House today–Heart of Bennett Valley! 4335 LaGranda $829,900

Open House today! Sunday, July 9th –1 to 4pm. $829,900. EZ directions–Bennett Valley rd to Sonoma Mountain and down about a mile on the left hand side.  Allison and I are pleased with this terrific new offering in the heart of Bennett Valley. Home is just around 1600 sqft with 3 spacious bedrooms and 2 full bathrooms. New carpeting in living room area, interior paint, new gorgeous redwood deck with easterly views for morning coffee. All on 1.50+ acres and single level living. Bring your animals, critters, shop dreams, chickens, 4-H projects, whatever! Open today 1 to 4pm.

Heart of Bennett Valley!

Heart of Bennett Valley!





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Revising initial Real Estate Sales for June-BIG month! +8% and almost 500 sales

Revised June Sales 499

We had a lot of “late” reporting of sales for July. I should have anticipated this due to the 4th of July 4 day holiday. It’s all GOOD though. We almost hit 500 sales falling JUST one short! Sales are up 8% over last year and total sales of SFD (single family dwellings–houses) was 499. This is good as all of last year we NEVER hit this vaunted mark. Under Contracts seem to be same as last month so perhaps we’ll break through the 500 barrier next month.

Below are the UC or Under Control houses, those now in escrow. Note the steep increase beginning back in January. We’ve flattened a tad over the last 2 months but could see increased sales on the horizon. All good!

Houses now in escrow. Portend of things to come?

Houses now in escrow. Portend of things to come?

Looking at JUNE Real Estate Sales in Sonoma County Sunday, July 2nd.

Distressed MarketThe non-existent “Distressed Market” can not be used as a future prediction of a market “crash”.  The last time default rates had soared (watch “The Big Short” for a further description of this!). So scratch that off the list.

Below, many of you think you have LESS equity than you really do. 10 years later from the big crash you most likely are sitting on more equity than you think. If you are still wondering what your home is worth just give us a call. Mike can be reached at: 707-322-8503.

Think you have no money for home refinance or selling and moving on up? We can help! 322-8503

Think you have no money for home refinance or selling and moving on up? We can help! 322-8503

Prop 60 and 90 explained! Taking your old Property Tax with you!

Questions regarding Prop 60 and 90 can be found by clicking here!  Further questions?  go by or give them a call. Nice folks and they are very helpful!

Address: 585 Fiscal Dr #104F, Santa Rosa, CA 95403

Which County’s will allow you to take your old Prop 13 tax base with you? This falls under Proposition 90 which allows transfers from one county to another county in California (inter-county) and it is the discretion of each county to authorize such transfers.

What are the counties that have enacted ordinances to accept inter-county transfers?
As of June 5, 2015, the following eleven counties in California have an ordinance enabling the inter-county base year value transfer:

Alameda, Orange, San Diego,Tuolumne, El Dorado *Riverside, San Mateo, Ventura, Los Angeles, San Bernardino, and Santa Clara
Since the counties indicated above are subject to change, it is recommended contacting the county to which you wish to move to verify eligibility.

* On August 30, 2016, the El Dorado County Board of Supervisors approved an extension of their ordinance, which will now sunset on October 1, 2021.