Category Archives: Sonoma County Issues!

Trusts, Estates, Conserved, Probate – Gun Safety in the Home.

Firearms Firearms1This month’s PFAC meeting (Professional Fiduciary Association of California) focused on firearms, ammunition and explosives you might find in the home of a deceased or conserved homeowner, and what to do with them.

Captain Gary Negri (ret.) – Santa Rosa Police Dept. and
Sergeant Rob Douglas (ret.) – Sonoma County Sheriff’s Dept. lead an informative and interactive talk on the following topics:

1) Safety risks that a fiduciary or legal professional is likely to encounter in the course of their work when a client owns weapons.

2) What the Trustee, fiduciary or attorney needs to be aware of when entering a client’s home environment.

3) The potential assaultive behaviors that can occur when guns are in the home, and what steps can be taken to minimize risks.

4) What procedures and laws must be followed to handle, transfer, sell or dispose of guns in an estate.

5) Important conversations for attorneys to have with clients about firearms during the estate planning process.

6) How to identify and distinguish various types of weapons.

If you find firearms, ammunition  or explosives in a home; DO NOT transport them, DO NOT walk into the police department with them, call the local police Department or Sheriffs Department. For explosives and ammunition larger than 50 caliber (approx 4 inch bullet) you are required to call the local bomb squad.  ALWAYS err on the side of safety.

If you need help settling a the real estate portion of an estate, or you need a stepped up basis for tax purposes, give us a call 707-799-3617 or, email NoDumbQuestion.com

Natural Alternative to that Bee Killing “Round-Up”….Save the Bees

This is THE alternative to the bee-killer “Roundup” spray. PLEASE do not use Roundup. It is death to our pollinators the honey-bees and other beneficial bees and insects. If you have a weed in your drive-way, bend over and pick it out! OR use this potent mix and spray just LIKE the dreaded “Round-Up”!

Natural Weed Killer- Bee saving formula
This is THE alternative to the bee-killer “Roundup” spray. PLEASE do not use Roundup. It is death to our pollinators the honey-bees and other beneficial bees and insects. If you have a weed in your drive-way, bend over and pick it out! OR use this potent mix and spray just LIKE the dreaded “Round-Up”!

Roy Johnston, Sonoma County Attorney, Joins us to Talk About Probates and Trusts and How They Effect the Sale of Real Estate

 

March 15, 2015 Santa Rosa, Ca.

Attorney, Roy Johnson joins Mike and Allison on The Real Estate Hour today to discuss the process (and the differences) of selling a house through probate or through a trust. The importance of having your home in a trust and what to do if YOU are handling the estate of a parent, whether in a trust or not. Call in with your questions during the show (9-10AM PDT) ;707-636-1350 or NoDumbQuestion@gmail.com

Roy Johroynston, Attorney
Johnston Thomas Law Firm
(707) 545-6542
rjohnston@johnstonthomas.com

Roy is an attorney in his 19th year of practice specializing in estate planning, trust administration, probate, and financial elder abuse. He also practices in business and real estate law.
He is an active volunteer attorney for the Council on Aging, and is active in the Sonoma County Section on Aging and Redwood Empire Estate Planning Council.
He is the past chair of the Trusts & Estates Section of the Sonoma County Bar Association. He is also a long-time member of the Trusts & Estates Section of the California Bar Association.
Roy received his Juris Doctorate from Empire College of Law, and his Bachelor of Science in Business Administration from the University of Wyoming.
When not working on their century-old home, Roy and his wife Barbara enjoy sailing on the San Francisco Bay, serving at church, and doting on their eight grandchildren, and one very spoiled Bichon Frisè.

Buyer Tips on Dealing with Multiple-Offers in Sonoma County.

multiple-offer

 

 

 

 

 

Buyer Tips on Dealing with Multiple-Offers from Mike Kelly, The Kelly Norman Team at Keller Williams Realty 707-799-3617

In a previous column in Sonoma County daily newspaper, The Press Democrat, Realtor® Mike Kelly talked about multiple offers from the homeowner’s perspective. What about you Buyers? Here’s his look at the buyer side.

The big difference between the Seller and Buyer is the SELLER will reach their goals in quick order-attracting an offer and selling their house. Buyers, however, may be making an offer on their 5th property. Let us explore some strategies and tips we use with Buyers. Continue reading Buyer Tips on Dealing with Multiple-Offers in Sonoma County.

On Today’s Show – County Clerk, Recorder, Assessor, Bill Rousseau: Sonoma County Property Tax Assessments 2014, The Good and the Bad News, and The Appeal Process….

On today’s show we’ll be talking about the good (Home Equity is up) and the bad (Property Taxes are up) …and discussing the Sonoma County appeals process if you feel your property’s assessed value is off.

Not sure what your assessed value is? http://www.sonoma-county.org/assessor/SearchRoll.htm

Don’t agree with your Assessed Value? http://sonomacounty.ca.gov/Board-of-Supervisors/Services/Assessment-Appeals/

In California, Proposition 13 baseline year is a major factor in DETERMINING your Property Taxes. Had your property re-assessed, and lowered in the down-market (Prop 8)? Remember, it can go UP quicker than if it is Prop 13 only! We have the man who can explain all of this with clarity on the show THIS Sunday, November 16, 2014–Bill Rousseau–County Clear, Recorder and Assessor! The graph below is a “Follow-Along” for all of our listeners!

Remember, if your real estate was "re-assessed" due to an appeal or general assessment, and it is UNDER your "base-line" Prop 13 value, it will go UP faster than Prop 13's max 2% yearly increase.

 

Bill will answer ALL of your questions regarding Sonoma County Property Tax issues.

This week on the show we are delighted to have William (Bill)  Rousseau, Clerk Recorder Assessor for Sonoma County on the air with us. We’ll discuss the current state of property tax assessments, Proposition 13 AND Proposition 8 and how both inter-play in property taxes on YOUR home. Also discussed will be the once a “lifetime” proposition which allows you to transfer your old Prop 13 baseline to another property within the county. See you then!   707-565-1888

 

Is Damage From This Morning’s Napa Earthquake Lurking in Your Home? Here’s What to Look For;

Earthquake

 

 

 

We gathered some napaquakeinformation from the Federal Emergency Management Agency (FEMA). Here is a checklist on what to look for inside and outside your house to see if it had suffered damages from the earthquake.

Tune in to The Real Estate Hour Today (Sunday 8/24/2014) on KSRO 1350 AM and 103.5 FM..or streaming live on www.KSRO.com. – for more information and local updates
1. Check The External House Structure:
• Survey all portions of your house to see if any part collapsed or sustained damage.
• Check to see if the house shifted on its foundation, or fell away from the foundation in any place.
• Check to see if the house is noticeably leaning, or looks tilted from a distance.
• Look for severe cracks or openings, especially around outdoor steps or porches.
• If inside the house, check to see if you are experiencing seriously increased vibrations from passing trucks and buses.
• Look for cracks in external walls. Check to see if existing cracks in the walls are getting bigger.
• Check to see if mortars are separating from the blocks.
• Look for sink holes or large divots in the ground next to the foundation.
2. Check The Chimneys:
• Look for cracks between the chimney and the exterior wall or the roof.
• Look for cracks in the liner.
• Check to see if there is unexplained debris in the fireplace.
3. Check Utilities:
• Check to see if power lines to your house are noticeably sagging.
• Check to see if hot water heater is leaning or tilted.
• Check to see if all the water connections, dry-pipes, toilets, faucets are secure.
4. Check the Inside Of the House:
• Check to see if doors and windows are harder to open, and if doors do not shut properly.
• Check to see if the roof is leaking. Look for water damage to the ceiling.
• Check to see if the furnace has shifted in any way, and if ducts and exhaust pipes are connected and undamaged.
• If inside the house, check to see if you are experiencing unexplained draftiness. Look for cracks in the walls, poorly aligned window frames, and loosened exterior siding. They can all let in breezes.
• Check to see if the floor is separated from walls or stairwells inside the house.
• Look for cracks between walls and built-in fixtures such as lights, cupboards or bookcases.
• Look for gaps around plumbing pipes that exit the foundation wall.

According to FEMA, the effects of an earthquake are sometimes slow to appear. Residents are urged to inspect their homes for damages that may have just come to light. Officials said walls can separate and cracks start to form weeks after the earthquake strikes.
FEMA officials said earthquake damages can be subtle as well. If not fixed in time, cracks between the walls can allow water to leak in and cause serious problems in the future, for example, rotting wood or a problem with mold. A structure that has shifted from its foundation leaves unsupported areas weakened and liable to break away.

Flood Insurance in a Drought? Yup! You pay even on Sun Shiny Days!

Jan Loewen--Insurance Agent Superstar! And all around NICE person.
Jan Loewen–Insurance Agent Superstar! And all around NICE person.

And you pay BIG BUCKS for Flood Insurance even in drought conditions. The flood maps NEVER go away. Join us this Sunday as we discuss home owner’s insurance and WHAT to watch out for when buying a home. How much, on what? Tune us in this Sunday!

Alli and I are delighted to have insurance agent super-star, Jan Loewen on the show this coming Sunday. You may have heard much ballyhoo about the recent “Flood Insurance” legislation and how congress FINALLY passed new rules and regulations on this subject. Sure we’re in a drought, but your flood insurance bill is paid yearly and it can be VERY expensive. We will be discussing all of the following topics. Give us a call anytime during the show: 707-636-1350.

  • Flood insurance—Whatever you now KNOW –elevation certs, etc. Flood maps—how does ONE KNOW they reside in this zone?
  • Earthquake Insurance—two moderate ones in the north and south remind us this is EARTHQUAKE country. Is it a sucker bet? Huge deductibles?
  • What does FIRE insurance cover? How about personal property? Should one make a log or video of the homes interior? Special jewelry, paintings, prized antiques-separate appraisals?
  • What about auxiliary buildings—barns, shops, pump houses? Covered or need to be modified?

What about crop insurance? Water’s getting tight! This and YOUR QUESTIONS on the longest running real estate talk show in the North Bay!

CA License Number: 0B96725
Sherzer and Associates Insurance

CA License Number:  0814729

110 Stony Point Road  Ste. 120
Santa Rosa, CA  95401
Phone:  707-528-8483
Fax: 707-570-8942

 

The Real Estate Hour: Come see us at the Dementia Care Event at the Finley Center

The Kelly-Norman Team are proud to be sponsoring this great event in Santa Rosa on January 16th 1:30-5:00pm.  A large portion of our Real Estate business involves working with seniors and their families when the time comes for them to move on, either into assisted living, to a child’s home, or when they pass on and their estate is liquidated. We understand the probate and trust process, and we specialize in taking the real estate burden off the family’s plate.

We look forward to meeting you there.~ Mike and Allison

Nationally renowned dementia expert Teepa Snow is coming to our area!

http://www.seniorhelpers.com/napa-Local-Events

 

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Sonoma County Clerk, Recorder and Assesor joins us this weekend.

Proposition 13 baseline year is a major factor in DETERMINING your Property Taxes. Had your property re-assessed? Remember, it can go UP quicker than if it is Prop 13 only! We have the man who can explain all of this with clarity on the show THIS Sunday, September 15th–Bill Rousseau–County Clear, Recorder and Assessor! The graph below is a “Follow-Along” for all of our listeners!

Remember, if your real estate was "re-assessed" due to an appeal or general assessment, and it is UNDER your "base-line" Prop 13 value, it will go UP faster than Prop 13's max 2% yearly increase.
Remember, if your real estate was “re-assessed” due to an appeal or general assessment, and it is UNDER your “base-line” Prop 13 value, it will go UP faster than Prop 13’s max 2% yearly increase.

 

Bill will answer ALL of your questions regarding Sonoma County Property Tax issues.
Bill will answer ALL of your questions regarding Sonoma County Property Tax issues.

This week on the show we are delighted to have William (Bill)  Rousseau, Clerk Recorder Assessor for Sonoma County on the air with us. We’ll discuss the current state of property tax assessments, Proposition 13 AND Proposition 8 and how both inter-play in property taxes on YOUR home. Also discussed will be the once “lifetime” proposition which allows you to transfer your old Prop 13 baseline to another property within the county. See you then!   707-565-1877

william.rousseau@sonoma-county.org

This Week’s Show; Wildfires are Coming…Is Your Home Ready?

5/26/2013 Sonoma County, Ca. on The Real Estate Hour, 1350 am KSRO

Fire Prevention Battalion Chief, Ben Nicholls, joins us on the radio to discuss the steps homeowners in High Fire Areas (State Responsibility Areas, SRAs) should be taking to protect their homes from Wild Fire.

Did you know that, if you live in an SRA, you are required to clear a “Defensible Space around your home? Chief Nicholls will tell us what that means. Here’s a link to help you determine if you are in an SRA,    http://www.firepreventionfee.org/sraviewer.php

Also, great tips for everyone on fire safety in your home.

Join us at 9:15 for this informative and very important topic.

For more information visit; http://fire.ca.gov/