This month’s PFAC meeting (Professional Fiduciary Association of California) focused on firearms, ammunition and explosives you might find in the home of a deceased or conserved homeowner, and what to do with them.
Captain Gary Negri (ret.) – Santa Rosa Police Dept. and
Sergeant Rob Douglas (ret.) – Sonoma County Sheriff’s Dept. lead an informative and interactive talk on the following topics:
1) Safety risks that a fiduciary or legal professional is likely to encounter in the course of their work when a client owns weapons.
2) What the Trustee, fiduciary or attorney needs to be aware of when entering a client’s home environment.
3) The potential assaultive behaviors that can occur when guns are in the home, and what steps can be taken to minimize risks.
4) What procedures and laws must be followed to handle, transfer, sell or dispose of guns in an estate.
5) Important conversations for attorneys to have with clients about firearms during the estate planning process.
6) How to identify and distinguish various types of weapons.
If you find firearms, ammunition or explosives in a home; DO NOT transport them, DO NOT walk into the police department with them, call the local police Department or Sheriffs Department. For explosives and ammunition larger than 50 caliber (approx 4 inch bullet) you are required to call the local bomb squad. ALWAYS err on the side of safety.
If you need help settling a the real estate portion of an estate, or you need a stepped up basis for tax purposes, give us a call 707-799-3617 or, email NoDumbQuestion.com
This is THE alternative to the bee-killer “Roundup” spray. PLEASE do not use Roundup. It is death to our pollinators the honey-bees and other beneficial bees and insects. If you have a weed in your drive-way, bend over and pick it out! OR use this potent mix and spray just LIKE the dreaded “Round-Up”!
Attorney, Roy Johnson joins Mike and Allison on The Real Estate Hour today to discuss the process (and the differences) of selling a house through probate or through a trust. The importance of having your home in a trust and what to do if YOU are handling the estate of a parent, whether in a trust or not. Call in with your questions during the show (9-10AM PDT) ;707-636-1350 or NoDumbQuestion@gmail.com
Roy Johnston, Attorney
Johnston Thomas Law Firm
Roy is an attorney in his 19th year of practice specializing in estate planning, trust administration, probate, and financial elder abuse. He also practices in business and real estate law.
He is an active volunteer attorney for the Council on Aging, and is active in the Sonoma County Section on Aging and Redwood Empire Estate Planning Council.
He is the past chair of the Trusts & Estates Section of the Sonoma County Bar Association. He is also a long-time member of the Trusts & Estates Section of the California Bar Association.
Roy received his Juris Doctorate from Empire College of Law, and his Bachelor of Science in Business Administration from the University of Wyoming.
When not working on their century-old home, Roy and his wife Barbara enjoy sailing on the San Francisco Bay, serving at church, and doting on their eight grandchildren, and one very spoiled Bichon Frisè.
Buyer Tips on Dealing with Multiple-Offers from Mike Kelly, The Kelly Norman Team at Keller Williams Realty 707-799-3617
In a previous column in Sonoma County daily newspaper, The Press Democrat, Realtor® Mike Kelly talked about multiple offers from the homeowner’s perspective. What about you Buyers? Here’s his look at the buyer side.
On today’s show we’ll be talking about the good (Home Equity is up) and the bad (Property Taxes are up) …and discussing the Sonoma County appeals process if you feel your property’s assessed value is off.
In California, Proposition 13 baseline year is a major factor in DETERMINING your Property Taxes. Had your property re-assessed, and lowered in the down-market (Prop 8)? Remember, it can go UP quicker than if it is Prop 13 only! We have the man who can explain all of this with clarity on the show THIS Sunday, November 16, 2014–Bill Rousseau–County Clear, Recorder and Assessor! The graph below is a “Follow-Along” for all of our listeners!
This week on the show we are delighted to have William (Bill) Rousseau, Clerk Recorder Assessor for Sonoma County on the air with us. We’ll discuss the current state of property tax assessments, Proposition 13 AND Proposition 8 and how both inter-play in property taxes on YOUR home. Also discussed will be the once a “lifetime” proposition which allows you to transfer your old Prop 13 baseline to another property within the county. See you then! 707-565-1888
We gathered some information from the Federal Emergency Management Agency (FEMA). Here is a checklist on what to look for inside and outside your house to see if it had suffered damages from the earthquake.
Tune in to The Real Estate Hour Today (Sunday 8/24/2014) on KSRO 1350 AM and 103.5 FM..or streaming live on www.KSRO.com. – for more information and local updates 1. Check The External House Structure:
• Survey all portions of your house to see if any part collapsed or sustained damage.
• Check to see if the house shifted on its foundation, or fell away from the foundation in any place.
• Check to see if the house is noticeably leaning, or looks tilted from a distance.
• Look for severe cracks or openings, especially around outdoor steps or porches.
• If inside the house, check to see if you are experiencing seriously increased vibrations from passing trucks and buses.
• Look for cracks in external walls. Check to see if existing cracks in the walls are getting bigger.
• Check to see if mortars are separating from the blocks.
• Look for sink holes or large divots in the ground next to the foundation. 2. Check The Chimneys:
• Look for cracks between the chimney and the exterior wall or the roof.
• Look for cracks in the liner.
• Check to see if there is unexplained debris in the fireplace. 3. Check Utilities:
• Check to see if power lines to your house are noticeably sagging.
• Check to see if hot water heater is leaning or tilted.
• Check to see if all the water connections, dry-pipes, toilets, faucets are secure. 4. Check the Inside Of the House:
• Check to see if doors and windows are harder to open, and if doors do not shut properly.
• Check to see if the roof is leaking. Look for water damage to the ceiling.
• Check to see if the furnace has shifted in any way, and if ducts and exhaust pipes are connected and undamaged.
• If inside the house, check to see if you are experiencing unexplained draftiness. Look for cracks in the walls, poorly aligned window frames, and loosened exterior siding. They can all let in breezes.
• Check to see if the floor is separated from walls or stairwells inside the house.
• Look for cracks between walls and built-in fixtures such as lights, cupboards or bookcases.
• Look for gaps around plumbing pipes that exit the foundation wall.
According to FEMA, the effects of an earthquake are sometimes slow to appear. Residents are urged to inspect their homes for damages that may have just come to light. Officials said walls can separate and cracks start to form weeks after the earthquake strikes.
FEMA officials said earthquake damages can be subtle as well. If not fixed in time, cracks between the walls can allow water to leak in and cause serious problems in the future, for example, rotting wood or a problem with mold. A structure that has shifted from its foundation leaves unsupported areas weakened and liable to break away.
And you pay BIG BUCKS for Flood Insurance even in drought conditions. The flood maps NEVER go away. Join us this Sunday as we discuss home owner’s insurance and WHAT to watch out for when buying a home. How much, on what? Tune us in this Sunday!
Alli and I are delighted to have insurance agent super-star, Jan Loewen on the show this coming Sunday. You may have heard much ballyhoo about the recent “Flood Insurance” legislation and how congress FINALLY passed new rules and regulations on this subject. Sure we’re in a drought, but your flood insurance bill is paid yearly and it can be VERY expensive. We will be discussing all of the following topics. Give us a call anytime during the show: 707-636-1350.
Flood insurance—Whatever you now KNOW –elevation certs, etc. Flood maps—how does ONE KNOW they reside in this zone?
Earthquake Insurance—two moderate ones in the north and south remind us this is EARTHQUAKE country. Is it a sucker bet? Huge deductibles?
What does FIRE insurance cover? How about personal property? Should one make a log or video of the homes interior? Special jewelry, paintings, prized antiques-separate appraisals?
What about auxiliary buildings—barns, shops, pump houses? Covered or need to be modified?
What about crop insurance? Water’s getting tight! This and YOUR QUESTIONS on the longest running real estate talk show in the North Bay!
CA License Number: 0B96725
Sherzer and Associates Insurance
CA License Number: 0814729
110 Stony Point Road Ste. 120
Santa Rosa, CA 95401
The Kelly-Norman Team are proud to be sponsoring this great event in Santa Rosa on January 16th 1:30-5:00pm. A large portion of our Real Estate business involves working with seniors and their families when the time comes for them to move on, either into assisted living, to a child’s home, or when they pass on and their estate is liquidated. We understand the probate and trust process, and we specialize in taking the real estate burden off the family’s plate.
We look forward to meeting you there.~ Mike and Allison
Proposition 13 baseline year is a major factor in DETERMINING your Property Taxes. Had your property re-assessed? Remember, it can go UP quicker than if it is Prop 13 only! We have the man who can explain all of this with clarity on the show THIS Sunday, September 15th–Bill Rousseau–County Clear, Recorder and Assessor! The graph below is a “Follow-Along” for all of our listeners!
This week on the show we are delighted to have William (Bill) Rousseau, Clerk Recorder Assessor for Sonoma County on the air with us. We’ll discuss the current state of property tax assessments, Proposition 13 AND Proposition 8 and how both inter-play in property taxes on YOUR home. Also discussed will be the once “lifetime” proposition which allows you to transfer your old Prop 13 baseline to another property within the county. See you then! 707-565-1877
5/26/2013 Sonoma County, Ca. on The Real Estate Hour, 1350 am KSRO
Fire Prevention Battalion Chief, Ben Nicholls, joins us on the radio to discuss the steps homeowners in High Fire Areas (State Responsibility Areas, SRAs) should be taking to protect their homes from Wild Fire.
Did you know that, if you live in an SRA, you are required to clear a “Defensible Space around your home? Chief Nicholls will tell us what that means. Here’s a link to help you determine if you are in an SRA, http://www.firepreventionfee.org/sraviewer.php
Also, great tips for everyone on fire safety in your home.
Join us at 9:15 for this informative and very important topic.
For more information visit; http://fire.ca.gov/
Listen to Mike and Allison on "The Real Estate Hour", Sundays, 9 to 10am PST, KSRO, 1350AM or 103.5 FM and www.KSRO.com