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Boomerang Buyers-Default,Deed-in-Lieu,Loan Mod,Short-Sale, Foreclosure, or BK’s?

Had a big adverse credit event? Short-Sale, Foreclosure, BK,Deed-in-Lieu? Revisit your real estate loan capacity. Times have elapsed and you could find a new more is in your near future! […]

New Listing in NW Santa Rosa–Stately home seeking lovers of space!

1200 Halyard Drive, Santa Rosa: $560,000–Traditional home beckoning to new owners seeking 4 bedrooms and 3 full baths in a quiet NorthWest Santa Rosa neighborhood. Oversize lot with big side yard. Inside, new flooring in Entry Way and Kitchen. Living room will swallow up your big sectional and adjoining “formal” dining area will take a […]

Holiday Halt for Foreclosures, BUT, Is your loan owned by Fannie or Freddie?

In Sonoma County, Ca., most “bubble” loans (loans originated 2004-2007) were not sold to Fannie or Freddie. However, double check with the sites below to see if your loan is owned by Fannie and Freddie. If you are in foreclosure, you may have a holiday delay in the sale of your home.  The links below […]

Join us this Sunday, 2/12/12 as we unravel the latest mortgage relief effort…could THIS be the real game changer??

……………………………………. Federal Government & Attorneys General reach landmark settlement with major banks

Roughly $25 billion in relief for distressed borrowers, states and federal government.

From the “NationalMortgageSettlement.com” website.

After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s five largest […]

This week’s show; Attorney Daniela M Pavone on Land Use, Landlord/Tenant, Environmental and Contract Law, Sunday 11/20 1350AM KSRO 9-10AM

You’re a landlord with tenant issues…. a tenant in a home facing foreclosure, wondering what your rights are? You have a real estate contract you just don’t understand… Private loan….TIC (tenant in common) terms to be drafted You’re a property owner with a lot line dispute, a neighbor’s tree hanging precariously over your yard…a […]

So, What is a HAFA Approved Short Sale ???

Follow this link for an explanation from the National Association of Realtors website….and come see our listing at 3768 Hoen Ave, Santa Rosa,Ca…. coincidentally,an approved HAFA short sale. $262,650. 3/2 1276sqft. Open 11/06/2011 from 1-4pm.

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Equity Share Explained; Benefits to Investors, Home Occupier, and Seller

WHY IS THIS GOOD FOR THE INVESTOR?

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Wells Fargo (Wachovia, World Savings) “Help for Home Owners”

This “Help for Home Owners” link is “buried” under a few layers of the Wells Fargo website. Despite that, Wells Fargo seems to be one of the easier banks to deal with these days.  Whether your loan was originally with World or Wachovia…or has always been with Wells Fargo, makes a big difference when discussing […]

Was your home loan, now serviced by Wells Fargo, previously with World Savings…or Wachovia??

 If so, you are in the prime position for a Wachovia “streamlined” short sale. Sam Bedros, our local Wachovia short sale negotiator, held a “Short Sale”  seminar at the North Bay Association of Realtors last week.  Here’s so what he had to say;   All short sales, at any bank, must first go through the eligibility process […]

From Sunday’s show; More on Wells Fargo’s Agreement with the Attorney General

Beginning December 20, 2010 and running through June 30, 2013, at-risk Wachovia Pick -a-Payment customers in California may be eligible to earn principle forgiveness by making on-time mortgage payments. This is great news for those homeowners struggling , yet keeping up with their payments.  Eligible homeowners are previous World Savings or Wachovia customers, prior to […]