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Video Series with Mike Kelly & Toni Esposti

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Free Community Reports

Holiday Halt for Foreclosures, BUT, Is your loan owned by Fannie or Freddie?

In Sonoma County, Ca., most “bubble” loans (loans originated 2004-2007) were not sold to Fannie or Freddie. However, double check with the sites below to see if your loan is owned by Fannie and Freddie. If you are in foreclosure, you may have a holiday delay in the sale of your home.  The links below [...]

Join us this Sunday, 2/12/12 as we unravel the latest mortgage relief effort…could THIS be the real game changer??

……………………………………. Federal Government & Attorneys General reach landmark settlement with major banks

Roughly $25 billion in relief for distressed borrowers, states and federal government.

From the “NationalMortgageSettlement.com” website.

After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s five largest [...]

So, What is a HAFA Approved Short Sale ???

Follow this link for an explanation from the National Association of Realtors website….and come see our listing at 3768 Hoen Ave, Santa Rosa,Ca…. coincidentally,an approved HAFA short sale. $262,650. 3/2 1276sqft. Open 11/06/2011 from 1-4pm.

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Equity Share Explained; Benefits to Investors, Home Occupier, and Seller

WHY IS THIS GOOD FOR THE INVESTOR?

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What’s So Special About Foreclosure Radar?? …and Who Spilled All the M&M’s ?

 The standard market analysis is simply an estimate of value, of current competitive listings and recent Solds but what it lacks is critical, as it  is one of the most important elements….THE FUTURE. When should you put your home on the market?? If you knew that a seller was getting ready to put a home [...]

Wells Fargo (Wachovia, World Savings) “Help for Home Owners”

This “Help for Home Owners” link is “buried” under a few layers of the Wells Fargo website. Despite that, Wells Fargo seems to be one of the easier banks to deal with these days.  Whether your loan was originally with World or Wachovia…or has always been with Wells Fargo, makes a big difference when discussing [...]

Was your home loan, now serviced by Wells Fargo, previously with World Savings…or Wachovia??

 If so, you are in the prime position for a Wachovia “streamlined” short sale. Sam Bedros, our local Wachovia short sale negotiator, held a “Short Sale”  seminar at the North Bay Association of Realtors last week.  Here’s so what he had to say;   All short sales, at any bank, must first go through the eligibility process [...]

This Weeks Show; Tons of useful information…all rolled into one very entertaining hour; Make your property appealing without a PRICE REDUCTION, Tales from the Trenches…and More. 9-10am Sunday 8/01, 1350am, www.KSRO.com

As usual, tons of useful information…all rolled into one very entertaining hour.  This week; Making your property appealing without a PRICE REDUCTION by offering closing costs, buying down a mortgage, getting creative. Why this makes sense…Mike will break it down to the numbers~ The long and short of the Buyer/Agent relationship ~ Plus, Mike and Alli’s “Tales from the Trenches”; The Bank’s [...]

Forclosure Avoidance Workshop Scheduled for Sat 7/24

As mentioned in today’s Press Democrat…and on The Real Estate Hour; A free workshop on foreclosure prevention that includes information and counseling on mortgage modification will be held Saturday 7/24/2010 at the Santa Rosa headquarters of Redwood Credit Union. The session, which runs from 10 a.m. to 2 p.m. at 3033 Cleveland Ave., Suite 100, is sponsored [...]

New email is catching on. We love to answer your questions….keep ‘em coming.

When Mike and I meet with new clients we want them to be completely comfortable with the whole process of buying and/or selling a home. One of the first things we tell them is that there is no such thing as a dumb question in real estate.  So, when creating an email for our Radio [...]